The first step when looking for a home is to call a Navarre Mortgage Broker! Not only can we help you better understand which loans are available for your specific situation, it also helps you look better to home sellers and realtors.
You should always talk to a mortgage lender before you begin the house-hunting process. We are here for you! Call us today! (850) 936-0422
Sets Realistic Expectations
First, there is nothing worse than finding out that your dream home is just outside of your financial reach!
It’s important to know that putting less money down can substantially increase your costs over time! Plus, just getting an online quote isn’t the same thing as being pre-approved. A pre-approval letter proves to both sellers and realtors what you can actually afford.
Proves You Are Serious
Next, coming in with that pre-approved loan statement shows us experts that you are serious about making a big purchase! You won’t look to be “just shopping around” and the seller can see that you are actually ready to buy.
Talk with a Navarre Mortgage Broker today to get started! (850) 936-0422
Get Ahead Of Papers
It takes a lot of paperwork to complete a home loan, including bank statements, tax returns, W-2s, and pay stubs. Starting the document list earlier will make it easier when it comes time to finalize your loan.
It also reduces the chance that the seller pulls out because of mortgage complications.
Ideas Of Future Costs
Did you know your first payment is going to be for more than just the down payment? After you apply for a mortgage, the lender will give you an idea of how much the origination fees, title fees and appraisal fees will cost you.
While the seller often pays at least some of the closing costs, your share might still be as much as 3% – 6% of the loan amount!
Experts On Your Side
Finally, and most importantly, you will have our mortgage experts on your side through the entire process, from start to finish! We also work with first time home buyers and will help guide you through all your questions and concerns.
We have several programs to meet your needs that offer down payment and closing cost assistance! We will make sure you are taken care of in all aspects!
Contact Our Home Loan Professionals
We take a relationship-oriented approach with our clients to earn your business for a lifetime! This begins with honesty and integrity and finishes with an excellent loan experience.
We would love the opportunity to earn your business so contact our Navarre Mortgage Broker today! (850) 936-0422