Loan Programs


VA Loan Programs

  • Purchase and Refinance options available ( Certificate of Eligibility is Required)
  • Purchase financing up to 100% LTV (Loan to Value)
  • No down payment required
  • No mortgage Insurance
  • VA funding fee can be financed into the loan

FHA Loan Programs

  • Purchase and Refinance options available
  • Purchase financing up to 96.5% LTV
  • Low 3.5% down payment required
  • Upfront mortgage insurance premium can be financed into the loan
  • Mortgage insurance is required

USDA RD Loan Programs

  • Purchase and Refinance options available
  • No down payment required
  • Purchase financing up to 100% LTV (Loan to Value)
  • USDA funding fee can be financed into the loan
  • Mortgage insurance is required

Conventional Loan Programs

  • Purchase and Refinance options available
  • Purchase financing up to 95% LTV
  • No mortgage insurance if LTV is less than 80%

Reverse Mortgage

  • Eliminate monthly payments for principal and interest
  • Age and equity determine qualification and LTV
  • Credit and income factors are not considered
  • No prepayment penalty